Al Ijarah Thumma Al Bai Maksud

Al ijarah thumma al bai i mengandungi dua aqad iaiatu aqad sewaaan dan aqad beli selepas tamat tempoh sewa. Al ijarah thumma al bai aitab shariah compliant car financing based on the principles of ijarah thumma al bai which means lease followed with sale. Kontrak ni digunakan dalam sewa beli kenderaan berlandaskan shariah.

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Al Ijarah Thumma Al Bay Aitab

Al Ijarah

Al Ijarah Thumma Al Bay Aitab

The essence of ijara thumma al bai.

Al ijarah thumma al bai maksud. Kalau nak lebih senang faham boleh tengok modus operandi di bawah. Aitab adalah singkatan kepada al ijarah thumma al bai. It s applicable for financing new secondhand and reconditioned motor vehicles with maximum financing tenure up to 9 years and margin of finance mof up to 90. Up to 9 years.

Pemberi sewa atau al muaajjir 2. Rukun rukun bagi aqad yang pertama ialah 1. The word ijara means renting hiring or leasing. The first contract is an ijarah that outlines the terms for leasing or renting over a fixed period and the second contract is a bai that triggers a sale or purchase once the term of the ijarah is complete.

A basic idea about the essence of ijara thumma al bai can be had by analyzing the words that make up the name. Thumma means to be followed by or thereafter whilst the phrase al bai refers to sales. Harta yang disewa atau al ma jur 4. Consequency two major contracts of islamic hire purchase were formed as new modes financing namely al ijarah thumma al bai a contract of leasing ending with sale or al ijarah muntahiya.

It s modeled on the shariah principle of al ijarah thumma al bai aitab which literally means leasing with subsequent purchase. Penyewa atau al musta jir 3. Manfaat atau al manfa ah 5. Ada dua kontrak dalam aitab iaitu ijarah sewa dan bai jualan.

Kontrak ni dibuat secara berturutan bermula dengan ijarah dan berakhir dengan bai.